Checking Accounts
| Account Type |
Balance to Open |
Interest Rate |
APY* |
| Basic Checking |
$0.00 |
N/A |
N/A |
| Regular Checking Account |
$1.00 |
N/A
|
N/A
|
| Premier; Premier Plus |
$250.00
|
0.25 |
0.25 |
| NOW Accounts |
$1000.00 |
0.25 |
0.25 |
| Small Business Checking |
$250.00
|
N/A
|
N/A
|
| Regular Commercial Checking Account |
Please Contact Account Rep for Full Information on this type of account |
|
|
APY = Annual Percentage Yield. The Rates are subject to change on any banking day. Fees and Service Charges may apply and would reduce earnings on these accounts.
Certificates of Deposit
| Account Type |
Balance To Open |
Interest Rate |
APY |
| 30 Day CD |
$1,000.00 |
0.35 |
0.35 |
| 3 Month CD |
$1,000.00
|
0.75 |
0.75 |
| 6 Month CD |
$1,000.00
|
1.50 |
1.51 |
| 12 Month CD |
$1,000.00
|
2.00 |
2.00 |
| 24 Month CD |
$1,000.00
|
2.50 |
2.53 |
| 36 Month CD |
$1,000.00
|
2.75 |
2.79 |
| 48 Month CD |
$1,000.00
|
2.75 |
2.79 |
| 60 Month CD |
$1,000.00
|
2.75 |
2.79 |
APY = Annual Percentage Yield. The Rates are subject to change on any banking day. Early Withdrawal penalties apply and would reduce earnings on these accounts.
IRA Certificates of Deposit
| Account Type |
Balance to Open |
Interest Rate |
APY* |
| IRA Long Term |
$100.00 |
2.00 |
2.00 |
APY = Annual Percentage Yield. The Rates are subject to change on any banking day. Fees and Service Charges may apply and would reduce earnings on these accounts.
Savings Accounts
| Account Type |
Balance to Open |
Interest Rate |
APY* |
| Regular Saving |
$100.00 |
0.25
|
0.25
|
| Christmas Club |
$10.00 |
0.25
|
0.25
|
| Savings, Tier 1 - $0.00 - $49,999 |
|
0.50 |
0.50
|
| Savings, Tier 2 - $50,000 - $99,999 |
|
1.00
|
1.00 |
| Savings, Tier 3 > $100,000 |
|
1.00 |
1.00 |
| Money Market Deposit Account |
$2,500.00 |
0.50
|
0.50
|
| MMDA below $2,500 |
|
0.25 |
0.25 |
| Super MMDA $0 to $9,999 |
$5,000.00
|
0.25 |
0.25 |
| Super MMDA $10,000 to $24,999 |
$5,000.00
|
0.50 |
0.50 |
| Super MMDA $25,000 to $49,000 |
$5,000.00 |
0.75 |
0.75 |
| Super MMDA $50,000 to $99,999 |
$5,000.00
|
0.85 |
0.85 |
| Super MMDA $100,000 and Over |
$5,000.00 |
1.00 |
1.00 |
